Work in the trades is WORK.
It can be hard.
It can be sweaty.
It can break you down over time.
But when something happens to you, your family still needs to pay the mortgage, keep the lights on, and somehow move forward. That's what life & disability insurance does.
Look, nobody wakes up excited to think about insurance. It's right up there with updating your will and getting a colonoscopy on the list of "adulting" tasks we'd rather avoid.
But Here's The Thing
The financial mess that families face after losing someone (or that someone losing their ability to work) isn't theoretical.
A plumber client of mine had to have a hip replacement. Complications led to him never being able to work again.
A HVAC tech from a company I use passed away a few months after they installed my new unit.
A neighbor who used to be a Master Electrician developed health issues and simply could not work more than a few hours a day.
People in the trades, electricans, plumbers, HVAC techs, Heavy Equipment operators, Appliance repair people, masons...all need disability insurane and life insurance.
Think of it this way...would you rather make $52,000 a year OR $48,000-$50,000 a year knowing that you and your family will be protected in the case of disability or your death?
Why Talk to Me Instead of Buying Online?
Here's what I don't do: I don't sell policies through a website with a chatbot. You can't click "buy now" on my site.
Why? Because this isn't buying shoes on Amazon.
This is a financial decision that needs to fit your situation and your budget.
My Two Rules for Life & Disability Insurance:
Something is better than nothing
Only get what you can easily afford
To follow those rules, we need to talk. I need to understand what you're protecting and what you can consistently afford. You need to understand what you're buying and why it makes sense for your situation.
I specialize in normal families, people with kids, small businesses, and real budgets. I mostly sell term life insurance because it's affordable protection when you need it most. I also help people get smaller permanent policies for when (hopefully) they outlive that term coverage.
Here's How This Works
Step 1
Call me at 865.712.5711 or fill out the contact form below. I'll send you some information to review before we talk.
Step 2
We'll schedule a phone or Zoom call (I work with families across Tennessee, Virginia, and Georgia). We'll talk about your situation, what makes sense, and what doesn't.
Step 3
I'll show you options from companies like Illinois Mutual and other companies. Illinois Mutual is what I would call a "blue collar insurance company"
Step 4
You decide. No pressure. No games. If it makes sense and fits your budget, we move forward. If not, at least you'll understand what you're actually looking for.
What You Need to Know Before We Talk
I know—more stuff you don't want to think about. But here's what you need to understand right now:
You don't know when an accident or just the repeated actions of the work day will lead to injury or worse.
After you contact me, I'll send you information explaining the different types of insurance, term life, return-of-premium term life, disability, and accident.
But if you're ready to talk about protecting your business and business family, let's start now.
Let's Talk About Protecting You and Your Employees
Or call me directly: 865.712.5711